Loan-Utilisation Certificate Tool

Cumulative utilised (to date)

₹0

Invoices

Total paid

₹0

Last certified cut-off

—

Add invoice

Vendor name *

Invoice / bill no. *

Invoice date *

Invoice total — GST inclusive (₹) *

Credit note (₹)

TDS deducted (₹)

Running ledger

Vendor	Invoice	Date	Amount	Cr. note	TDS	Paid	Utilised	Status	Doc

Utilised = min( invoice − credit note , payments + TDS ). This is the amount certified for that bill.

Issue utilisation certificate freezes every included invoice & payment

On issue, all invoices dated on/before the cut-off (and their payments) are frozen — they can no longer be edited or deleted. The certificate is cumulative and supersedes the previous one.

Cut-off date *

Certificate date

UDIN

Place

Firm name

FRN

Partner name

Membership no.

Certificate register

Serial	Cert. date	Cut-off	Amount	UDIN	Status

Create a project one project per loan / borrower

Running ledger

Issue utilisation certificate freezes every included invoice & payment

Certificate register

Audit log append-only